Posts

  • Tips for Getting Out of Debt Faster

    Are you drowning in debt? If so, you are not alone. Many Americans have more debt today than ever before, but you do not have to stay there. You can get out of debt, but you might need to make some life changes and sacrifice some things. If you need help with this problem, you can speak with a financial planner. Financial planning services help people create budgets, plan for retirement, and get out of debt. [Read More]

  • Retirement Planning Tips For 20-Somethings

    When you're in your 20s, retirement seems like this far-off notion that you can barely relate to. But here's the thing — the 20-somethings who do spend a little time thinking about retirement are far better off when they do reach retirement age! You don't have to spend hours pouring over spreadsheets or meet with the nation's top financial planners (although meeting with one is a good idea), but you should at least follow these retirement planning tips. [Read More]

  • College Savers Rebound from Stock Market Drop with Target Funds

    The price of a college education has just risen for many families. Following the missed winter college semester, students face additional college expenses while their entry into the workforce full time is likely delayed. Yet after the loss in value in 529 college savings funds because of the coronavirus stock market decline, your college financial planning of many families risks falling short. Diversified target funds are helping college savers recover from the decline in their investment portfolios just in time for college. [Read More]

  • Why Financial Planning Is Important For Young, Single Adults

    When you're young and single, you may not think much about financial planning. You might think that's for when you're established and have kids and a spouse relying on your income. However, financial planning is important for singles too, and in some ways, it's even more important. Here's a look at why. You Don't Have A Spouse's Income To Fall Back On Building up an emergency fund should be a top priority when you're single. [Read More]

  • 3 "Extras" You May Want To Budget For When Planning Your Retirement

    When planning for your retirement, you'll first want to make sure that you're prepared to keep a roof over your head, to buy food and to cover your medical expenses. These are the most important things to focus on, but there are some "extras" that you might want to plan for when planning your retirement, too. These extras will be different for everyone, but these are a few that you may want to think ahead about. [Read More]

  • Is Your Small Business Bringing In Big Income? What To Know Now

    When your small business takes off and becomes more profitable than you knew it would be, it's important that you find the right financial expert to help you with wealth management planning. There are many things that you want to do with the money to ensure your financial future and to keep your business profitable and growing. Here are some of the things that you want to do to make sure that you are on the right financial track. [Read More]

  • No 401(K) At Work? 4 Other Retirement Planning Options To Keep You On Target

    If you don't have access to a 401(k) account through your employer, saving for retirement may seem more difficult. And while it can be somewhat complicated, you can meet the challenge. Here are 4 alternative retirement planning options anyone can take advantage of.  Traditional IRA. Individual Retirement Arrangements, or IRAs, are available to just about any person under the age of 70 1/2. You can typically open an account with your bank or a brokerage company, and you can choose from a variety of different investment options to invest without paying taxes on your contributions. [Read More]

  • Thinking Of Investing In A Local Sports Franchise? What To Know

    If you are looking to purchase a sports franchise, or to go in with other investors in a sports franchise, there are a few things that you want to do. You want to talk with the others that are considering this business venture, and with a lawyer, so you can get the right assessments that are needed before you make any moves. Here are some of the things that you want to do right away to get the decision making process started. [Read More]

  • How Can Small Business Owners Make Estimated Taxes Less Painful?

    If you've been in business for more than a year or two, you may find yourself dreading four distinct dates each year--the days your required estimated taxes are due. Unfortunately, even for businesses that withhold FICA deductions from employee wages, estimated tax payments can be a part of life; and if you're relying on your monthly cash flow to meet your overhead expenses, it can be easy to find yourself in a tax hole and struggling to pay your existing obligations. [Read More]

  • How To Check Your Net Worth To Determine Your Financial Progress

    One of the best things you can do to measure your financial progress is perform tests to determine if your financial state is improving. While there are numerous ways to do this, one good method is by periodically checking your net worth. Your net worth is a number you can easily calculate, and you can use it as a measurement of your financial growth. What Is Net worth? Net worth is an amount that represents how much you are worth. [Read More]